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AT&T has launched a new AT&T Next 12 plan option with down payment

ByinAnnouncements | June 2, 2015

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You can never have too many options when it comes to paying for a new phone. AT&T clearly understands that and has added a new payment method. In addition to standard contract commitment and three Next Plans (12, 18 and 24), customers will have one more option to pay for a new device – the carrier has launched a new AT&T Next 12 installment plan with down payment.

AT&T Next 12 with 30% upfront payment

The new AT&T Next 12 with Down Payment is the fourth option for customers who prefer to pay off their phones in monthly installments. In fact, it’s sort of a bridge between a typical installment plan and on-contract option.

The name is pretty self-explanatory, though it requires a little bit of clarification. Like other AT&T Next Plans, the new plan allows subscribers to break the price of the phone down into smaller amounts and spread the payment over a longer period of time. However, in this scenario customers are required to make a down payment. The payment equals 30% of the device and is due at the point of sale.

When the 30% is paid, the remaining price needs to be paid off in 28 months. Like the regular Next 12 plan, the new option allows users to upgrade to a new device after only 12 months. The only difference between the new plan and old Next plans is the 30% upfront payment – regular Next 12, 18 and 24 terms and conditions apply to the new Next 12 with Down Payment plan as well.

If you want actual figures, here’s an example of how it goes. Let’s assume that you want to buy the Samsung Galaxy S6. The phone costs $684.99, so you will need to pay $206 up front (that’s 30%). The remaining price will be paid of in monthly installments of $17.11 each over 28 months.

It yet remains to be seen whether customers will enjoy this new option, but it seems like a well-thought decision. Installment plan with down payment will allow customers to get a new phone and upgrade after one year, though without having to sign a lengthy contract. The new plan has been available through all AT&T channels and several retailers since May 28th. Apple will get it some time in July – we will give you exact date as soon as we have it.

source: AT&T

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